Children, as we all know, are precious. Their wonder and curiosity for the world are endearing, and time spent showing them new things is incredibly rewarding. Children are not known, however, for being the most graceful, and are thus prone to injury. It is always your responsibility to monitor and watch the children in your care to prevent this, but it only takes a few moments for an accident to occur.
One of the best things you can do to protect the children you supervise is to purchase a student accident policy in addition to a general liability policy. A student accident policy will help pay medical costs to the families of injured children without you needing to be deemed legally liable. This coverage pays out quickly and aims to prevent a lawsuit from occurring in the first place. Most importantly, it fulfills your obligation to provide great care for your students.